This week in the mobile enterprise, we explore the future of mobile banking, mistakes to avoid when choosing a mobile solution and a nifty tool for finding a mobile hotspot.
The Mobile Bank Delivers
Not only is the mobile web becoming a popular hangout for those frequenting social networking sites, but it’s also gaining momentum as a source for online banking.
According to a new research report by Berg Insight, the worldwide number of users of mobile banking and related services is forecasted to grow from 55 million users in 2009 at a compound annual growth rate (CAGR) of 59.2 percent to reach 894 million users in 2015.
That’s right -- worldwide banking! Asia-Pacific is expected to become the most important regional market, accounting for more than half of the total user base, while mobile banking is projected to play a pivotal role in bringing financial services to people in the Middle East and Africa. In Europe and North America, online banks will extend their services as smartphones become more widely used for Internet access.
Yet, mobile growth isn’t just limited to traditional online banking. The report also identified international money transfer as an important revenue source for mobile industry players, forecasting that 3-15% of the international money transfers currently handled by various formal or informal agent networks will be carried out using a mobile handset by 2015, generating US$ 1.2-6.2 billion in service revenues.
Deploying a Mobile Solution: 10 Mistakes to Avoid
As more employees start working primarily, if not exclusively from mobile platforms, more companies will be selecting and deploying mobile solutions. There are many issues to consider like scalability, integration, device selection, wireless communications, and security. Though the right mobile can reap financial rewards, not taking the time to research can bring many risk and potential pitfalls.
ClickSoftware’s MobileFever Blog has published a guide discussing common mistakes organization may perform when selecting and deploying a mobile solution. In addition to the mistake a day they posted, they also published a report called Reversing Businesses' Biggest Mobile Mistakes: 10 Common Mistakes to Avoid When Selecting and Deploying a Mobile Solution.
Their list includes the following top ten list of mistakes as well as tips that can help companies avoid them.
- Neglecting the Field Users
- Being the first to try new technologies
- Selecting the wrong mobile device
- Compromising on usability
- Settling on a hardcoded/heavily customized solution
- Planning a mobile project with only one phase
- Creating an inconsistent mobile environment
- Expecting too much of the technologies
- Forgetting the big picture
- Leaving security to the end
Just like web content management systems before them, there is no quick deployment solution for any tool. Companies must research and test to discover the solution that fits their business and employee needs while reducing risk and meeting compliance and security standards.
Digital Nomads Find a Connection
Speaking of mobile information workers. Many of them may find themselves wandering the streets of small towns or booming metropolises only to find that a secure network is nowhere to be found.
Thanks to WorkSnug, you can download an app that contains maps of cities, highlighting professionally reviewed places that you can set up a temporary office in.
WorkSnug provides a searchable database of cafés, coffee shops, libraries and co-working centers. It’s LBS enabled, so it will tell you the nearest place you can go to work. Each entry is reviewed and graded under a series of categories, including: how good the WiFi is; how quiet the place is; and whether it’s friendly to Laptop Warriors or not.
At the moment, WorkSnug reviews can only be accessed from London, Barcelona, Madrid, Berlin, Brussels, Paris, New York, San Francisco, Amsterdam, Rotterdam, The Hague, Leiden and Brighton. To increase the number of cities covered, the WorkSnug Pro version allows anyone to write reviews of places in the city in which they work.